Child Care Insurance

Slater & Associates Insurance has been specializing in child care insurance since 1991. We have quickly become of the leading writers of child care insurance in the industry. Our experience has shown that many centers are paying high premiums for very limited coverage. Many of our clients have reduced their cost by 15%-35% while enhancing their former coverage.

Target Programs

  • Child care centers
  • Before & after school programs
  • Pre-schools
  • Montessori schools
  • Charter schools
  • Head starts
  • Non-Profits
  • Community Action Organizations
  • & Others

Ineligible - We do not offer coverage for

  • Home or In-Home Child Care Centers
  • Home or In-Home Pre-Schools
  • Any Center Located at a Residence

As an independent insurance agency, we represent multiple insurance companies that specialize in child care coverage. In fact, we have over 10 preferred insurers that we use on a regular basis for our child care business. We also partner with national managing general agents. And when needed, we can write with dozens of specialty companies. Our goal is to match you with the insurance company that best fits your needs. Generally, we are able to package your property, general liability, automobile liability, and umbrella into one insurance company. The insurance companies we represent for child care are all rated A or better by AM Best.


Our goal is to custom fit an insurance product to your particular needs. We represent a variety of child care insurance companies and the following coverages may be included in your policy depending upon which insurance carrier is selected:

Liability Coverage

  • Abuse Liability
  • Corporal Punishment
  • Teachers’ Liability
  • Professional Liability
  • Volunteers as Additional Insured
  • Medical Payments for Student Accidents
  • Swimming Exposure

Property Coverage

  • Replacement Cost
  • Special Form
  • Business Income
  • Playground Equipment
  • Building
  • Contents

Automobile Coverage

  • 15 Passenger Vans
  • Mini-vans
  • Buses
  • Private Passenger Vehicles

Umbrella Coverage

  • $1,000,000 to $10,0000,000 Limits Available

Directors & Officers for Non-Profits

  • Includes Employment Practices Liability

Get a Quote

Getting a quote from us for your child care center is easy. Just print, complete and return the following application. Or, give us a call and we’ll take your information by phone. If you prefer, we can usually arrange to have an agent visit you personally.

We offer quotes in the following states:

  • Northwest: Oregon, Washington, Idaho
  • Southwest: California, Nevada, Arizona, Colorado
  • Midwest: North Dakota, South Dakota, Minnesota, Iowa, Wisconsin, Michigan, Illinois.

If your state is not listed above, but you would like a quote, be sure to contact us. While we write mainly in the states listed above, we are continually expanding and may have a program available for you.

No coverage is bound by the receipt of your application.