Slater & Associates Insurance Inc.

Program Highlights

Do you know what kind of policy you have? It's either an Occurrence Form or a Claims-Made form. To learn more about the Occurrence Form vs. the Claims-Made Form, click the Claims-Made Form link at the left.

Program Highlights for
Assisted Living, Nursing Homes, Retirement Communities

Occurrence Form policies with the following coverages are available:

• $1,000,000/$3,000,000 General Liability limits
• $1,000,000/$3,000,000 Professional Liability limits
• $5,000 deductibles up to $50,000
• $1,000,000 Abuse Limits
• Defense Costs outside the limits
• Punitive Damages
• Employee Benefits Liability

Claims-Made policies with the following coverages are available:

• $1,000,000/$3,000,000 General Liability limits
• $1,000,000/$3,000,000 Professional Liability limits (separate or inside limits)
• $0 deductibles up to $500,000
• $1,000,000 Abuse Limits
• Employee Benefits Liability

Umbrella policies (or Excess Liability) are usually available with limits from $1,000,000 up to $10,000,000.

Program Highlights for
Non-Profit Specialty Program

Occurrence Form or Claims-Made policies with the following coverages are available:

General Liability

• $1,000,000/$3,000,000 General Liability Limits & Professional Liability Limits
• $1,000,000/$1,000,000 Employee Benefit Liability
• $1,000,000/$1,000,000 Errors & Omissions (Directors & Officers, EPLI, etc.)
• $100,000/$ 100,000 Employee Fidelity (Crime, Fiduciary, etc.)
• Sexual Misconduct
• Defense Costs Outside The Limits
• Punitive Damages

Property

• $1,000,000 Earthquake
• $1,000,000 Flood
• $1,000,000 Extra Expense
• $1,000,000 Accounts Receivable
• $500,000 Debris Removal
• $500,000 Demolition and Increased Cost of Construction
• $50,000 Money and Securities
• $50,000 Valuable Papers and Records
• $1,000,000 Property in the Course of Construction
  (Full Contract Values not to Exceed)